SR-22 Insurance Certification in the Utah State

The article will provide essential details on the application of SR-22 insurance certification in the state of Utah. The detailed answers of most common queries associated with SR-22 certification might provide assistance to the readers of this article. The combining all information on common queries associated with SR-22 certification in the context of Utah will benefit the readers looking for a one stop solution to all their queries.

Mandatory insurance requirements in the state of Utah for SR-22 insurance certification

The Utah Department of Motor Vehicles mandates for every vehicle owner and drivers designated as high-risk driver to maintain appropriate motor vehicle insurance policy fulfilling the minimum liability coverage as recommended by law.

Similarly, it is also necessary to carry documented proof, i.e. SR-22 certification, of the said insurance policy at all times and present before the authorities when asked to do so. Any vehicle owner or driver, who fails to do so, may have to face legal proceedings that may even result in resuspension of driving privileges in the public roads of Utah State.

Minimum liability coverage limitation prescribed by the law in the Utah State

The law recommends any high-risk vehicle owner or driver to maintain an insurance policy with liability coverage for compensating any person affected due to the vehicular collision caused by such vehicle owner or driver, it is as follows:

• $25,000 – For the eventuality of causing bodily injury or death of one person due to vehicular accident;
• $65,000 – For the eventuality of causing bodily injury or death per vehicular accident;
• $15,000 – For the eventuality of causing damage to property due to vehicular accident.
• An additional Personal Injury Protection or PIP of $3000 is also been mandated in the Utah State under the ‘No-Fault’ law.

SR-22 insurance certification laws in the state of Utah

The law in the state of Utah provisions suspension of driving privileges when a vehicle owner or driver for reasons such as facing conviction under DUI charges or found driving uninsured vehicle. Such a suspension also carries imposition of SR-22 insurance certification to reinstate the driving privileges. The purpose of SR-22 certification is to ascertain the financial responsibility of such vehicle owner or driver before reinstating the driving privileges on the public roads of Utah.

Similarly, the SR-22 certification adds to the cost of maintaining a vehicle as the cost of motor vehicle insurance gets significantly increased for such vehicle owners or drivers. SR-22 certification serves as a documented proof of financial responsibility or fulfilling the liability coverage being insured by the motor vehicle insurance policy as well as the non-owner insurance policy for driver who does not own a vehicle.

Minimum duration to be maintained for a SR-22 certification

The Utah law mandates by the vehicle owner or driver to observe a minimum duration of three years while maintain an SR-22 insurance certification.

Cost of reinstating the suspended driving privileges after getting a SR-22 certification

It cost about $100 which is the reinstatement fee deposited with the Utah Department of Motor Vehicles to get the suspended driving privileges reinstated for the duration of SR-22 certification.

Law in Utah State regarding the DUI or Driving under Influence offences

As per the law in Utah State, any individual aged above 21 years of age is liable to be arrested if he or she is found guilty of driving with Blood Alcohol Concentration (BAC) higher than prescribed limit.

Prescribed limit of BAC in the state of Utah

Since December 30^th, 2018, the state of Utah has prescribed the legal drinking limit of 0.05 BAC while driving a vehicle. Earlier, this limit was capped at 0.08 BAC.

Consequences of DUI conviction in the state of Utah

The DUI conviction may have severe consequences for the accused as he or she might have to face suspension of driving license for a minimum of 120 days on first instance.

Other legal provisions related to DUI conviction in the state of Utah

Addition to the aforementioned DUI conviction there are other legal provisions, which are as follows:

• if a person, aged above 21 years of age, refuses to give alcohol test when asked by the police officer then his or her driving license suspension could be for 18 months. In case of person aged below 21 years, this conviction may be followed by suspension of his or her driving license for a minimum period of two years.
• Not-a-Drop law: any person aged below 21 years isn’t permitted to operate a motorboat or vehicle with any detectable quantity of alcohol within their body. In violation to this law, the operating license for such motorboat or vehicle will be suspended for at least six months.

Ignition Interlock Device or IID and its use under DUI conviction in the state of Utah

The Ignition Interlock Device is an electronic device that is mandated to be installed in the vehicle or vehicles used by the DUI convict. This device instantaneously tests the alcohol levels in the body of driver by analyzing their breath and forbids the said driver to start the said vehicle.

This device installation makes a DUI convict to reinstate his or her driving privileges in restricted manner upon fulfillment of the requirements of SR-22 insurance certification in the state of Ohio. The installation of this device is done only by a state certified IID installer. Once installed the device is mandatory to be remained installed in the vehicle to retain the IID status as if the said DUI convict is found driving:

• the said vehicle without IID;
• any other vehicle that do not have an IID installed in it.

Then the IID status along with driving privileges of the said DUI convict will be revoked and will stay suspended for next one year.